Here’s what matters:
October 2025
Visa sunset Level 3 as a standalone program name.
The data requirements (line-item, invoice-level detail) now live within CEDP, with much stricter validation.
April 2026
Visa will retire the legacy Level 2 interchange program.
After April 2026
CEDP becomes the only framework Visa uses for qualifying B2B commercial transactions for lower interchange.
Under CEDP:
- Merchants are evaluated transaction by transaction
- Complete, accurate, enhanced data is required
- Merchants must achieve and maintain Verified status to access preferred rates
What ISOs & ISVs Should Do Next
- Assess merchant readiness – Ensure software/hardware supports the required invoice-level enhanced data (tax, freight, item details, SKU, etc.).
- Monitor verification status – Work with processors to track which merchants are verified — and which need remediation.
- Educate your clients – Help merchants understand the financial impact of verification — lower interchange costs vs. downgrade penalties.
- Prepare for April 2026 – This is the deadline for a full transition from Level 2 to CEDP. Merchants not compliant by then will lose access to preferred pricing.
Important:
Our solutions include:
CEDP Basic – ideal for simple B2B merchants selling a single product or service
CEDP Advanced (Register Lite) – automated itemized capture with built-in register functionality
ISV & API support – SPIn, Transact API, eCommerce APIs, and marketplace (DVStore) integrations through DeepLinking
Bottom line for B2B payments:
Contact your Dejavoo representative to learn more about CEDP:
[email protected]
